Where the money goes, in plain English.

Short answers to "is this safe?", without the fine print.

  1. 1 · You pay

    Smokies cabin

    Your share$318.00
    Service fee$16.40

    Total$334.40
    Pay $334.40
  2. 2 · It waits in the room

    Smokies cabin

    Held in the room

    $2,226of $3,180

    Not in anyone's personal account

  3. 3 · The organizer withdraws

    Withdraw to bank ••42

    ID verified ✓

    Withdrawals are free

Payments processed by Stripe. Payout never sees your card number.

Who handles your card

Your card goes straight to Stripe, the payments company behind millions of businesses. Payout never sees or stores your card number.

Who can collect

Before a room can take payments, the organizer verifies their identity with Stripe and connects a bank account. Anonymous rooms can't collect money.

Where the money sits

Payments collect in the room's Stripe account, kept separate from the organizer's personal account. The organizer withdraws to their bank when they're ready to spend it.

Room's account

$2,226

Smokies cabin

Organizer's personal account

Kept separate

Payment 1 · today

$106

Paid

Payment 2 · automatically

$106

On plan

Payment 3 · automatically

$106

On plan

Payment plans

If the organizer offers a plan, your first payment is taken today and the rest are charged automatically on the dates shown before you agree. Your card is saved securely with Stripe for those payments.

Fees

5% + 50¢

Each payment has one service fee: 5% + 50¢, which includes card processing. You see it before you pay. The organizer chooses who covers it: contributors pay it on top, or it comes out of the room's total. Creating a room and withdrawing to your bank are free.

What Payout is not

Payout is not a bank, and room balances aren't bank deposits. Payout doesn't lend money or cover shares that aren't paid.

Privacy inside a room

Only the organizer can see who has paid. Group progress is never public. Anyone with the invite link sees just the room's basics and their own share.

Smokies cabin

Fri Nov 21 – Sun Nov 23 · Gatlinburg, TN

Your share

$318.00